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All rates are Annual Percentage Rates (APR). Credit union membership (minimum $5 in a regular share account) is required. Offer available to eligible ÐÔÊӽ紫ý students in their final year of a degree-seeking undergraduate or graduate program who meet credit requirements and provide proof of enrollment status. Eligibility is based solely on degree-seeking enrollment status and is available to all qualifying ÐÔÊӽ紫ý students. Auto Loans. 2.00% APR discount off the applicable standard rate on approved new or used auto loans (purchase or refinance). Standard rates vary based on creditworthiness and loan term. Minimum APR after discount: 3.99% APR for new vehicles and 4.99% APR for used vehicles. A new auto loan at 3.99% APR for 72 months has monthly payments of $156.67 per $10,000 borrowed. A used auto at 4.99% APR for 72 months has monthly payments of $161.34 per $10,000 borrowed. Personal Term Loans: 1.00% APR discount off the applicable standard rate on approved closed end personal loans. A personal loan at 8.50% APR for 60 months has monthly payments of $205.88 per $10,000 borrowed. Excludes credit cards and personal lines of credit. Standard rates vary based on creditworthiness and loan term. This is a pricing offer only and does not guarantee approval. All loans are subject to credit approval, verification, and underwriting. Rates, terms and conditions may vary based on creditworthiness, loan amount, and loan term. Offer valid through 9/30/2026 and subject to change or cancellation without prior notice.

Valid in store or online. This coupon can be redeemed for 10% off your purchase. Offer not valid on textbooks, course materials, diploma frames, laptops, tablets, technology, regalia, Apple products or gift cards. Offer cannot be combined with any other promotion or offer and excludes clearance merchandise. Coupon is not redeemable for cash. Additional exclusions may apply. Expires 12/31/2026

*Membership, eligibility, terms, conditions & creditworthiness apply. Subject to change & requirements. Visit americafirst.com for details. federally insured by NCUA.